The Payment Backbone Built for the Dutch Caribbean

Accept payments anywhere on Bonaire, Curaçao, and Aruba—in-store, online, or directly on the beach. Complete with PAX Android Smart Terminals, 65+ PMS integrations, Sentoo, iDEAL, and real-time offline processing.

Try Live Simulators Calculate Savings

99.99%

Gateway Uptime

65+

PMS Platforms

T+1

Local Settlement

CarioPay PAX A920 Pro

Live Cardstream Feed

Diver's Paradise Bonaire

$125.00 USD

Contactless Ready

Payment Type Apple Pay / Visa

Connection 4G LTE + Wi-Fi

Live in days, not months

From application to first payment

One onboarding, and you accept every relevant payment method across the islands.

Apply & onboard

Quick KYC and merchant onboarding — we handle the acquiring paperwork for you.

Pick your hardware

A PAX/Ingenico terminal, or turn any phone into a reader with Cario Tap SoftPOS.

Go live & get paid

Accept card, wallet, iDEAL and Sentoo in-store, online or on the beach — even offline.

Settle locally

Fast local settlement in USD, ANG or EUR — no offshore stop-overs — with clear reporting.

Local & Global Coverage

Accept Every Payment Method on Bonaire

Whether it's local bank transfers from Bonaire/Curaçao or tourists visiting from Europe, North America, and LATAM.

Sentoo

Curaçao bank rail

iDEAL

Dutch Tourists

Bancontact

Belgian Travelers

Apple Pay

Contactless Mobile

Google Pay

Android Wallet

Visa / MC

Global Credit/Debit

Pix & QR

LATAM Travelers

Enterprise Terminals

Smart POS Hardware Lineup

Pre-certified, rugged Android terminals built for island conditions with 4G dual SIM failover and offline processing.

PAX A920 Pro

Ultra-sleek mobile terminal with a 5.5" HD touchscreen, high-speed thermal printer, built-in camera scanner, and 4G/Wi-Fi dual connection.

Integrated Thermal Receipt Printer
Offline Store & Forward Mode
Ideal for Horeca & Beach Bars

One-time Terminal$149

Select PAX

Ingenico AXIUM DX8000

Heavy-duty Android POS built for high-volume supermarkets, resorts, and busy retail centers requiring maximum battery longevity.

Rugged Drop-Proof Enclosure
Fast Multi-Application Processing
Direct Cash Drawer Control

One-time Terminal$189

Select Ingenico

$65.00

TAP TO PAY

Cario Tap (SoftPOS)

Turn any Android smartphone or iPhone into a secure NFC contactless card reader. No extra physical hardware required.

Zero Hardware Costs
Instant App Setup
Perfect for Taxi Drivers & Tours

Hardware Cost$0 Free

Enable SoftPOS

Seamless Industry Ecosystems

65+ Property Management System (PMS) Integrations

Automate pre-authorizations, security deposit holds, and direct check-in links for hospitality, vacation rentals, and dive operations.

Resorts & Hotels

Automate folio room-charge authorization, card-on-file holds, and daily automated end-of-day settlements.

Vacation Rentals

Automate security deposit holds and release digital keypad smart-lock codes upon successful payment.

Dive & Excursions

Send pre-arrival WhatsApp booking links for tank rentals, boat charters, and gear deposits.

Beach Clubs & POS

Pay-at-table functionality with automated tip splits, offline store-and-forward, and fast QR receipts.

Works with your booking & PMS stack

cloudbeds OPERAby Oracle Mews. guesty Sirvoy littlehotelier RMSCloud ◆Lightspeed

Interactive Demos

Experience CarioPay Live

Test our PAX A920 Pro terminal emulator with offline store & forward mode, or trigger a WhatsApp Cario Link checkout.

PAX A920 Pro Simulator

Offline Mode

Online (4G LTE) 12:00 PM

Enter Sale Amount (USD)

$65.00

WhatsApp Cario Link Checkout

Remote Pay

Bonaire Ocean Tours

Hi Marco! Here is your payment link for tomorrow's Sunset Boat Charter ($180.00 USD).

CARIO PAY3D Secure 2.2

Pay via iDEAL, Sentoo, or Creditcard

11:42 AM

Indicative Pricing

Caribbean Bank Fee Calculator

Compare indicative CarioPay rates against traditional island merchant acquirers. Final rates are set per merchant.

Monthly Card Volume (USD):$15,000

$2,000 / mo$50,000 / mo$100,000 / mo

Traditional Island Bank

$570.00 /mo

Est. 3.5% processing fee + $45/mo terminal lease fee

CarioPay Blended Rate

$285.00 /mo

Indicative 1.8% blended rate + $15 terminal support fee

Estimated Annual Net Savings

$3,420.00 / year

Questions

Frequently asked

Visa, Mastercard, Amex, Apple Pay and Google Pay, plus local methods like iDEAL, Bancontact and Sentoo — in-store, online and via payment links.

USD, ANG and EUR, settled to your local bank — no offshore stop-overs.

Yes. Our terminals support offline store & forward — transactions are captured locally and synced automatically once the connection returns.

Not necessarily — Cario Tap (SoftPOS) turns any modern phone into a contactless reader at no hardware cost. Physical PAX/Ingenico terminals are available too.

Yes — we integrate with 65+ PMS and booking platforms for pre-authorizations, deposit holds and check-in payment links.

Get Started

Request a quote

Tell us about your business and we'll come back with pricing tailored to your island and volume.